Fed Finally Urging Lenders to Write-Down Loan Principal or Payments
Lower YOUR Rate, Payments, or Principal on your Credit Cards Now!
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Do you have a Qualifying Hardship from the list?
Your Current Payments
Modified Payment You Can Afford
Be reasonable (If you're paying $4000/mo, don't ask for $500/mo.
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Something has changed and you are worse off
Something has changed and you are worse off •Adjustable Rate Mortgage going to or already has reset
Adjustable Rate Mortgage going to or already has reset•Payment will be going to principal and interest from interest only
Payment will be going to principal and interest from interest only•TAXES went up
TAXES went up•Income is delayed
Income is delayed•Illness
Illness •Loss of Job
Loss of Job •Reduced Income
Reduced Income •Failed Business
Failed Business •Job Relocation
Job Relocation •Death of Spouse, Co-Borrower or Family
Death of Spouse, Co-Borrower or Family•Incarceration
Incarceration •Divorce
Divorce •Borrowing money
Borrowing money•Military Duty
Military Duty •Reduced Income
Reduced Income •Medical Bills
Medical Bills •Damage to Property (natural disaster or unnatural)
Damage to Property (natural disaster or unnatural) •Loan was never affordable in the first place
Loan was never affordable in the first place•Prolonged illness
Prolonged illness •Failure of a business
Failure of a business •Problems with the property
Problems with the property •Inability to rent the property
Inability to rent the property •Inability to sell the property
Inability to sell the property•AT THE END OF THE MO. THERE IS NO MONEY LEFT
AT THE END OF THE MO. THERE IS NO MONEY LEFTQualifying Hardships for Auto Loan Modification Approval
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Total Credit Card debt
Just estimate total owed on all your credit cards, if any
